Know your credit.
Build your future.
CreditIQ is Zimbabwe's official AI-powered credit rating platform — for citizens, businesses, banks, insurers and government. Real-time scores, predictive intelligence and enterprise-grade security.
Trusted data partners
Built for every stakeholder in the credit economy
From individual citizens to national policymakers — a unified data fabric with role-based experiences.
Citizens
View your score, dispute records, freeze your profile and get AI coaching.
Businesses
Commercial ratings, supplier risk, customer credit checks and portfolio monitoring.
Banks & Insurers
Decision engine, default prediction, AML indicators and batch scoring APIs.
Government
National dashboards, provincial analytics and executive economic intelligence.
Featured offers from our partners
Independent placements — CreditIQ scores are never influenced by sponsors.
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Open accountNational credit intelligence, at a glance.
Bloomberg-grade telemetry across provinces, sectors and financial institutions.
An intelligence layer for every decision.
CreditIQ's AI engine analyses billions of anonymised signals — from ZIMRA filings to NETPAYIQ wallet activity — to deliver predictive, explainable and fair credit intelligence.
- Explainable model outputs with SHAP reasoning
- Bias monitoring aligned with RBZ fair lending standards
- On-device biometric verification with liveness
Personalised guidance to lift your score with weekly action plans.
Predicts eligibility and pre-matches you with the right lender.
Real-time anomaly scoring across identity, income and transactions.
12-month score prediction using thousands of behavioural signals.
Connected to Zimbabwe's data backbone
Real-time, consented data flows from the country's most authoritative sources.
Sovereign-grade security for national data.
Every request is authenticated, encrypted and logged. CreditIQ operates under a Zero Trust architecture aligned with RBZ, POTRAZ and international ISO 27001 standards.
Ready to know your credit?
Join millions of Zimbabweans building a stronger financial future. Free for citizens. Enterprise plans for institutions.