Your credit, in your pocket
The CreditIQ mobile app brings the entire national credit platform to your phone — biometric login, real-time score, digital wallet, fraud alerts and offline access. One account, everywhere.
Every capability of the web platform — reimagined for touch.
Face ID, Touch ID, Fingerprint, Passkeys, Device PIN and full MFA.
NetPayIQ, EcoCash, OneMoney, Visa, Mastercard, bank accounts & QR pay.
Push notifications for score changes, fraud, disputes and loan updates.
View reports, identity card and wallet without a connection. Auto-sync when online.
Ask anything — 'am I ready for a mortgage?', 'why did my score drop?'
One box across accounts, disputes, reports, businesses and marketplace.
AES-256, TLS 1.3, certificate pinning, device binding & remote logout.
Consistent premium dark theme with buttery 120 Hz animations.
A tour of the app.
Everything on the web platform, mobile-native.
Home dashboard
- CreditIQ Trust Score
- Credit Score
- Identity Trust Score
- Financial Health Score
- Fraud Risk Score
- Alerts & notifications
- AI recommendations
- Quick actions
Digital wallet
- NetPayIQ
- EcoCash
- OneMoney
- Visa & Mastercard
- Bank accounts
- QR payments
- Pay subscriptions
- Government services
Identity centre
- National ID
- Passport
- Driver's Licence
- Digital Identity Card
- Biometric & liveness
- Identity lock
- Privacy settings
Fraud centre
- Fraud Risk Score
- Suspicious logins
- Device history
- Trusted devices
- Recent locations
- Identity monitoring
Financial wellness
- Budget
- Savings
- Debt ratio
- Emergency fund
- Investment readiness
- Retirement readiness
- Monthly wellness score
Business centre
- Business Credit Score
- Company profile
- Director info
- Supplier ratings
- Outstanding obligations
Marketplace
- Banks · Loans · Insurance
- Investments · Mortgages
- Savings · Vehicle finance
- Personalised recommendations
Government portal
- Executive dashboards
- Weekly briefings
- National telemetry
- Policy simulations
Document centre
- Credit reports
- Identity documents
- Letters & certificates
- Government notices
- Loan approvals
- Statements
Pick your platform.
Native apps are distributed via the Apple App Store, Google Play Store and Huawei AppGallery. Prefer no install? Add CreditIQ to your home screen as a Progressive Web App — it works offline and receives push notifications too.
"The AI Credit Coach actually explained why my score dropped in plain English. Fixed it in 3 weeks."
"Wallet + government payments in one place. I paid my ZIMRA and topped up EcoCash without switching apps."
"Business credit score with my directors + supplier ratings. Banks now respond in days, not weeks."
"Biometric login is instant. Offline mode saved me at a rural branch with no signal."
Release notes.
- Universal AI search across accounts, disputes and businesses
- Passkey sign-in on iOS 18 & Android 15
- Huawei AppGallery release
- Faster cold start (1.4s → 0.9s)
- Government portal mobile executive dashboards
- Digital identity card with liveness re-verification
- Offline wallet balance & receipts
- Fraud alert push notifications
- Weekly government briefing subscriptions
- Bug fixes for EcoCash top-ups
- AI Credit Coach conversational upgrade (Gemini 2.5)
- Credit simulator with mortgage & vehicle affordability
- Marketplace personalised recommendations
- Initial biometric login (Face ID / Touch ID / Fingerprint)
- Digital wallet with NetPayIQ, EcoCash, OneMoney
- Dark Midnight Indigo theme
Built to bank-grade standards.
All data encrypted in transit and at rest with modern ciphers.
Face ID, Touch ID, Fingerprint, Passkeys and device PIN — never a password on the wire.
Pinned certificates prevent man-in-the-middle attacks, even on hostile networks.
Each install is bound to your device. Instant remote logout from any browser.
Government dashboards are aggregated & anonymised — no PII leaves your account.
Reports, identity card and wallet stored in the phone's secure enclave, encrypted.
Mobile app FAQ.
Web · PWA · iOS · Android · Huawei
Sign in once. Your credit score, identity, wallet and disputes sync across every device in real time.